The next generation will determine the future of our nation. That’s always been true, but never before has a generation held this much power, influence, and technological capability. The real question isn’t what they’ll do with it, but who will shape their hearts, minds, and worldview.

For my wife Marnie and me, that question led us to seriously examine education, not just academically, but spiritually, culturally, and financially. Education is one of the largest investments a family makes, and as believers, we wanted that investment to reflect biblical stewardship and Christian budgeting principles, not just convenience.

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Education Is About Worldview First

From the very beginning, Marnie was clear about her top priority: a Christian worldview.‍

‍Education is about training the heart. We wanted our daughters grounded in biblical so that when they encountered lies later in life, they could recognize them immediately.

Academics matter, but worldview matters more. Information without discernment is dangerous, and character without truth doesn’t hold. For us, faith, finances, and education were never separate conversations—they were all part of stewarding what God entrusted to us.

‍Why Public and Private School Didn’t Fit Our Family

Public school offers advantages, including cost and access to programs. There are good teachers and administrators who genuinely care about kids. But too often, parents lose influence once their children enter the system, especially in states where the government asserts authority over curriculum, values, and even parental rights.

Private schools can offer strong academics, but for many families the tuition creates long-term financial strain. From a Christian budgeting perspective, we had to ask hard questions: Was this the wisest use of resources? Would it limit our ability to give, save, or invest for the future?

Neither option fully aligned with what we felt God calling us to do.

Our Homeschooling Journey

We didn’t follow a single model. Over the years, we blended full-time homeschooling, hybrid “university model” programs, co-ops, and experiential learning.

Homeschooling gave us flexibility, not only in curriculum, but in budgeting. We could allocate resources intentionally, adjust year to year, and avoid locking ourselves into long-term financial commitments that didn’t fit our season of life.

Homeschooling allowed us to tailor education to the child—and steward our finances responsibly at the same time.

Academic Results, College Readiness, and Real-World Preparation

One of the biggest myths about homeschooling is that it limits academic success. Our experience proved the opposite.

Our daughters graduated with honors, Dean’s List, President’s List, magna cum laude, and entered college prepared to excel. Homeschooling also opened doors to dual credit and alternative pathways that saved both time and money, another important component of biblical financial stewardship.

Homeschooled students aren’t isolated. Our daughters were active in church, sports, co-ops, camps, and leadership programs. They learned to engage confidently with people of all ages, an essential life skill that extends well beyond academics. Strong families, strong faith, and wise stewardship go hand in hand.

Is Homeschooling Affordable?

Homeschooling isn’t free, but it is often far more affordable than private school. Curriculum, activities, and sports require planning, but homeschooling allows families to practice Christian budgeting with intention, aligning spending with values rather than pressure.

For us, homeschooling wasn’t just an educational choice, it was a stewardship decision with generational impact. Education is never neutral, and neither is money. Someone is shaping your child’s worldview, and something is shaping your financial priorities. Homeschooling allowed us to disciple our daughters, steward our resources wisely, and prepare them spiritually, academically, and practically for the real world.

If you’re seeking to preserve faith, family, freedom, and financial stewardship, homeschooling deserves serious prayerful consideration.

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